 |
(760) 593-5593 |
Manufactured Home Loan
Honest and Experienced Loan experts with a 100% focus on financing Mobile and Manufactured Homes. We can finance our own loans, so you can cut out the "middle man." Take a moment to complete our Online Application, or call today to take your first step to Mobile Home Ownership.
We know Manufactured Home Loans!
It is very important to work with a local manufactured home loan professional in San Diego, experienced in the ways of mobile home loans. Call us today for an honest conversation with a mobile home finance or refinance expert.
Manufactured Home Loans are our specialty, we are a mortgage banker which means we have our own money to lend or loan out, which allows us to fund our your loan ourselves. This cuts out the middleman and brings the savings home to you. Because our competitors are only loan brokers, their financing and refinancing options they can offer you are very limited. We simply offer the lowest rates and fees around for a mobile home loan!
SDMTG can finance your manufactured home loan, and we can also refinance your mobile home mortgage. We only finance mobile homes and manufactured homes, they are our 100% focus. If your goal is to refinance your manufactured home to lower your interest rate, or shorten your term, then we can help. Apply today for the lowest rates in the nation. We can finance and refinance your manufactured home loan with the best rates and terms around.
Our loan programs can finance a chattel mortgage or a loans for home and land purchase. A chattel mortgage is when the land is not a factor, just the mobile home is financed. Home and land purchases are different than a chattel mortgage, and we handle a loan for them accordingly. To learn about how we can help you finance or refinance a mobile home loan in your state, call us today.
Apply Online or Call Toll Free (800) 882-1999
Common Questions about Manufactured Home Financing |
How does my Credit Score effect getting a Mobile Home Loan?
When looking for financing for a Mobile Home Loan, it is a good idea to know your credit score. When you complete your free Manufactured Home Loan Application we will pull credit report. Lenders require your credit score to meet a certain mark, but it helps greatly if your score is above 700. However, If your score is below 700, we will work with you to research your loan options, or to build your credit.
If I have a Bankruptcy can I get a Mobile Home Loan?
Around the turn of the year, it was possible to get a loan for a mobile home with a bankruptcy over two years old, and a good rebuilding effort. But now, with the financial industry in a distressed state, they are generally unwilling to finance a loan to anyone with a bankruptcy within 4-5 years.
What is the difference between a Manufactured Home and a Mobile Home?
Mobile Homes were built before 1976 before HUD code construction and safety standards. A Manufactured Home is a home built after 1976, with the Federal standards applied to the construction. I t is easier to finance a manufactured home loan than it is for a mobile home.
What is the difference between a Manufactured Home and a Site Built Home?
A Manufactured home is entirely built in a factory, and transported to the site to be assembled. A Site Built Home is constructed on site, using traditional building methods.
Is Financing Offered on homes that were built prior to June of 1976?
Many homeowners are under the assumption that financing is not available for their home loan, if it was built prior to June of 1976. This is a common misconception. We absolutely offer competitive financing for homes built prior to this date.
How do I know I am getting the best rate on my Mobile Home Loan?
If you are looking for more information on different types of manufactured home loans and how to deal with the application process, please browse our website, or give us a call. We are happy to help, especially if you seek seasoned and honest advise from a mobile home loan expert.
Toll Free
(800) 882-1999
Mobile Home Parks in San Diego |
||||||||||||||||
Mobile Home park cities in
|
Mortgage Calculator |
|
© Manufactured Home Loans San Diego Mortgage Group 2008, San Marcos, CA 92078